This Is The Single Most Important Asset To Own (Besides AI Stocks) As We Head Into The Future…

, yesterday I gave you a list of the top 6 AI stocks that everyone should own as the value AI disrupts, flows into these companies…

But there’s one asset I didn’t list that’s just as critical to own moving forward if you want to protect and grow your wealth, and I’m going to share with you here today…

To understand my thesis, we have to start with an event that took place just two months ago...

On March 25th, Google moved their internal deadline for “quantum-safe encryption” up by six full years from 2035, to 2029…

Here’s what that means and why it’s important to your financial security…

In late March, two separate quantum research papers asked the same question…

This question is important because our entire modern world is dependent on encryption, including…

The US military's classified communications, every bank-to-bank wire transfer on the SWIFT network, the power grid's control systems, every credit card swipe, air traffic control, hospital records, your brokerage account, the phone in your pocket, all crypto-currencies, every single password, and the cloud servers holding 90% of corporate data…

All of it is held together by the same kind of cryptographic math standard called ECDSA-256 which is the same encryption that secures your Bitcoin wallet, your banking transactions, and most of your encrypted digital life.

Well both scientific groups came back with answers that shocked the field…

Google demonstrated a 20-fold reduction in the resources needed to crack ECDSA-256…

Based on these findings, Cloudflare, (which secures roughly a fifth of all internet traffic), immediately moved its post-quantum readiness deadline up to 2029 from 2035, and Google moved its own internal deadline to 2029 as well…

Guys… That’s just 3 years away.

And Here's What Most People Don't Realize…

This ability to decrypt anything and everything that’s private, and bypass any password on any system in the world… Is the ultimate military weapon…

And our adversaries aren't waiting…

Cyber security researchers call it "harvest now, decrypt later." 

State actors and criminal organizations are currently capturing massive amounts of encrypted internet traffic, banking data, and government documents… With the explicit plan to decrypt it the moment quantum computing catches up.

Every wire transfer… Every brokerage login... Every Bitcoin transaction signature... If it's encrypted with current standards and it traveled across the internet, it's being collected.

And in three to five years, someone is going to be able to read all of it…

Now Apply This To Your Money…

Every dollar you own that exists in digital form, (which is all of them outside cash), depends on encryption to remain yours.

Your bank account is a database entry protected by encryption. Your brokerage account is a database entry protected by encryption. Your Bitcoin, your Ethereum, your retirement accounts… all of it is digital scaffolding held together by cryptographic math.

And that math is about to get broken...

Call me pessimistic, but I believe there’s a 100% chance this technology will be used in the decade ahead when the next war breaks out…

At first it will quietly spy on adversaries, but the moment a war between the US and China goes hot, it will be used to disable anything and everything that’s online at the speed of light with the help of AI…

One button = Instant reversion to the stone-age, and without a single bomb being dropped.

The good news is that we know exactly who has this technology… The US and China.

So there’s no current risk that an unknown actor could randomly take down the world…

The US is in the lead by a year or two, but China currently runs the world's largest publicly disclosed quantum computing program, with an estimated $15 billion+ committed across the National Laboratory for Quantum Information Sciences in Hefei, plus a deep bench of commercial firms.

So What’s The Solution?

Ironically… It’s those two shiny rocks… Gold and silver.

Why? Because precious metals are now the only form of private, offline, and “un-hackable” money in the world…

They exists completely outside the new digital financial system.

Every other asset you own requires a functioning, secure, trusted digital infrastructure to remain yours. Metals don’t.

And the irony that gold is “God’s money” at this point in time hasn’t been missed on me…

So Is The World Doomed? What About Bitcoin? Is There A Solution?

So how do we fix this encryption problem, and what does this mean for Bitcoin?

Thankfully, there are quantum-resistant encryption systems being developed…

NIST finalized three new post-quantum encryption standards in August 2024, and major institutions are actively working to migrate to them…

But here's the catch… They're not called 'quantum-proof.' They're called 'quantum-resistant.' 

The math underneath them is believed to be hard for quantum computers to break, but there is no mathematical proof that it is. We're betting on a new set of assumptions and hoping those assumptions hold longer than the last set did…

And even if the math holds, the migration involves upgrading hundreds of billions of devices, banking systems, smart contracts, and decades-old infrastructure on a synchronized timeline humanity has never pulled off before.

NIST's own deadline for completing the transition is 2035. That's the official timeline. But the companies who understand the real risk, like Google and Cloudflare, just told us we have much less…

And As For Bitcoin…

It can be fixed, but it's going to be a fight…

The technology to migrate Bitcoin wallets to quantum-resistant signatures already exists, and developers like Adam Back are actively working on it.

The problem isn't the math, it's the coordination…

Bitcoin has no CEO, no board of directors, and no central authority to force an upgrade. Every holder will have to migrate their own coins to a new address format, and the 6.9 million BTC sitting in dormant wallets, (including Satoshi's), may never move at all…

The community is currently in a real fight over whether to forcibly freeze those coins or leave them as a permanent quantum-vulnerable target.

There is no clean answer, and you should expect to see announcements about security upgrades from exchanges like CoinBase in the years ahead as they prepare for quantum security…

Your Bitcoin on that hardware wallet that’s been in your safe for years?

That’s the stuff that’s most vulnerable. 

Bitcoin will most likely survive this transition, but it will probably look different on the other side, and the path to get there is going to be messy enough that I will have to think long and hard about owning Bitcoin after this next cycle which should peak in Q4 of 2029…

What I’m Personally Doing About This…

I already own quite a bit of physical gold and silver, but not enough…

So I’m setting up an automated purchase of metals through the automated purchase program at Apmex.com (Not sponsored in any way).

And I’m just going to use their automated buying process to consistently accumulate physical metals every month indefinitely.

I’m not buying this as an “investment”, so I don’t care if the price goes up or down, I’m buying metals as an insurance policy against man-kind gaining access to technologies in the form of AI and quantum, that we haven’t demonstrated the maturity to use or control responsibly.

And no… Gold and silver stocks don’t count. The only thing that does in physical metal in hand, and offline.

Sincerely,

Mike Dillard ✞
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